Figure out your monthly recurring expenses from all your expenses of different cadences (annually, weekly, etc.)
Do you have one-time expenses?
check back soon on how to track those to fit into my method of managing personal finance!
Housing
rent, mortgage payments, property tax, home insurance etc.
~$0per month
Food
groceries, restaurants, takeout, coffee shop, meal delivery etc.
~$0per month
Transport
car payment, gas, car insurance, parking, maintenance, public transport, ride sharing etc.
~$0per month
Bills & Utilities
cellphone, TV, internet, subscriptions, utilities (water, electricity, gas etc.), waste, loan repayments, medical bills, health insurance etc.
~$0per month
Personal Care
grooming, haircut, clothing, gym & fitness, supplements, etc.
~$0per month
Family & Pets
childcare, pet food, etc.
~$0per month
Entertainment
games, sports, hobbies, etc.
~$0per month
Others
annual vacation fund, donations, misc spending, etc.
~$0per month
Start by adding some expenses